No one wants to think about a pet needing emergency care. Not only is it scary to think of your pet in pain but veterinarian bills can be extremely high. However, if something happens and your pet needs medical attention immediately, you will likely do whatever it takes to help heal your pet. Here are a few ways to help pay for any emergency pet care that may come your way.
Vet Payment Plans
Many veterinarians understand that unexpected vet bills can be tough to pay and will offer a payment plan to help make the initial monetary shock a little more bearable. Ask your vet if they are willing to negotiate a payment plan that will spread your bill for emergency care into smaller monthly payments.
Non Profit Assistance
Rather than visit a veterinarian that is privately owned and run for profit, look for a center that offers low cost care. There are many clinics across the country that provide care at discounted rates and visiting one of them when your pet needs emergency care will definitely help you with that large bill.
Luckily, these nonprofit veterinarians are easy to find. The Humane Society of the United States has a large, searchable data base to help you find a clinic in your area. Learn where these low-cost emergency centers are in your area and if you ever need emergency pet care, you will know where to go to have a lower bill!
Fast Cash Loan
If you need to pay for your emergency pet care immediately, you can opt to take out a fast cash loans. When you pay for your vet bill using a fast cash loan, your pet care will be paid for and then you will just need to pay back your lender monthly. These instant cash loans can be very beneficial as you can gain access to the much-needed cash the same day.
Personal loans will have different interest rates attached so be sure to get the best rate possible. If you have good credit, you should be able to get a low interest rate loan. However, fast cash loans don’t discriminate against you, if you have had unfortunate circumstances with a bad credit rating in the past, you’re still eligible and can have access to money immediately.
Credit Card
If you already have a credit card, this can be a great way to pay for your emergency pet care. Choose to use a card with a low interest rate and then pay your credit card monthly (or whenever you are able!). Charging your vet bill to a credit card is like giving yourself a loan- just don’t forget to pay yourself back!
If you do not have a credit card, an emergency pet care bill is a perfect time to apply for one. Many credit cards will offer no interest for new card holders which means you don’t need to worry about paying extra. Look for credit cards that will allow you to charge to the card immediately after being approved so you don’t have to wait to pay that high bill!
Crowdfunding
The internet is a great tool to help you pay for your emergency pet care, especially social media. Websites that offer crowdfunding, such as GoFundMe will help you reach out to family, friends and also strangers who all may be emotionally touched by your pets story and offer you money to help pay for your pet’s care.
This method of paying for your pet’s emergency care is much different than getting an online loan, a quick cash loan or paying with a credit card as you will not need to pay anyone back. Any money gathered from crowdfunding is yours to keep. Think of it as people donating money to help your pet get better. Be sure to write a detailed, truthful and touching story to help gain attention and get you the money you need.
Hopefully your pet never needs emergency care but if they do, you now know several ways to pay for any unexpected vet bills. Whether you opt for a quick cash loan, crowdfunding or pay with a vet sponsored payment plan, be sure to always get your pet the care they need. Your pet depends on you! Get them better and worry about the bills later- you will find a way to pay with the help of this article.